Acknowledgements

This research is supported with funding from The German Sparkassenstiftung for International Cooperation (DSIK).

The authors would like to express their gratitude to  Ms Anna Szalwicki (DSIK) and Ms Nguyen Anh Hong (DSIK) for their constructive comments during the report’s drafting process. Gratitude is also extended to Dr Thuy Anh Le (VNU University of Foreign Languages) for her insightful comments and assistance in data collection. Additionally, the authors would like to thank all the students and faculty members at VNU University of Economics, VNU University of Foreign Languages, Banking Academy of Vietnam, National University of Economics, Union University, and Hanoi University of Science and Technology for their cooperation in data collection.

We would like to express our sincere appreciation to the VinUniversity Library team for their invaluable assistance and support during the production and publication of this book, particularly Mr. Tony Tin, Ms. Ha To Tam, and Ms. Dang Hai Linh.