In this chapter, you will:

• Derive the additive nature of Annuities.
• Calculate both Future- and Present-Value Annuity dollar values, using a simple calculator and Annuity Tables. 
• Adjust Ordinary Annuity factors to Annuities Due. 
• Relate the Law of Limits to Perpetuities. 
• Provide the numerical analysis of No-Growth and Constant Growth Perpetuities, and Mortgages. 
• Determine the total amount of interest paid on a mortgage over time in comparison to the principal originally borrowed.